Investments In Focus
Raintree Wealth Management Enhanced Yield Fund
Product Overview
Diversified Income Strategy: The Raintree Enhanced Yield Fund is a private-market fund-of-funds designed for investors seeking higher income potential than traditional fixed-income investments. The Fund invests across liquid credit, private credit, and alternative income strategies to generate consistent, monthly distributions while maintaining a strong focus on capital preservation and risk-adjusted returns.
Institutional Access: By leveraging relationships with leading global asset managers, the Fund provides Raintree investors access to institutional-quality credit investments typically reserved for larger allocations.
Investment Thesis
Income Generation Challenge: According to data from Bloomberg, traditional fixed income has struggled to generate meaningful portfolio income, with roughly 90% of global bonds yielding less than 5% per annum. The Enhanced Yield Fund addresses this challenge by blending public and private credit strategies to target a 7% annual yield paid monthly.
Diversified Credit Approach: The Fund’s strategy lies in its diversification across credit quality spectrums and liquidity profiles. Liquid credit provides daily trading flexibility and tactical positioning; private credit captures the illiquidity premium through direct lending and asset-backed lending strategies; and alternative income delivers diversified contractual cash flows from strategies including royalties, REITs, preferred equity, and structured products. This multi-strategy approach seeks to reduce concentration risk while enhancing income generation.
Risk-Managed Monthly Liquidity: Unlike many private credit funds with lengthy investor lock-ups, the Raintree Enhanced Yield Fund offers monthly redemptions at month-end NAV, providing investors with regular access to their capital while still capturing private market premiums.
Team
The Enhanced Yield Fund is managed by Raintree Wealth Management, a registered Portfolio Manager across all Canadian provinces. The leadership team combines over two decades of experience in alternative investments, capital markets, and portfolio management.
- Peter Kinkaide, CFA – CEO, CIO, CCO, Portfolio Manager. Peter provides strategic leadership and investment oversight, bringing over 20 years of experience in corporate finance, M&A, and investment banking.
- Jay Bhutani – President & COO. Jay brings over 25 years of leadership in investment and wealth management, including executive roles at AGF Management Limited, where he led product development, marketing, and the launch of AGF’s ETF platform.
- Mackenze Orr, CFA – Portfolio Manager, Head of Products. Mac brings over 10 years of experience at Raintree and oversees the construction and optimization of Raintree’s multi-asset pooled funds and model portfolios.
Structure of the Offering
Class A Units:
- 7% Targeted Annual Yield (Paid Monthly as Income or Return of Capital)
- $10,000 Minimum Investment (If Part of a Combined $25,000 Investment Between Enhanced Yield Fund and Alternative Strategies Fund)
- 6.0% – 10.0% Targeted Total Return
- Monthly Liquidity (Redemptions at Month-End NAV, T+15; 5 Business Days Prior to Month-End Required, Please See Offering Documents for More Details)
- 1.95% Annual Management Fee (Inclusive of 1.00% Dealer Servicing Fee)
- Registered Account Eligible (RRSP, TFSA, RRIF, RESP, RDSP, LIRA, LIF)
- NAV Frequency: Monthly, T+10
- Quarterly Reporting with Annual Audited Financial Statements and Online Portal Access